Colin Tanner

Financial Adviser

Mobile 07776 085919  

Fax 01292 478024

Solicitors Financial Services (Central Scotland) Ltd is authorised and regulated by the Financial Conduct Authority.

We are entered on the FCA Register No 232377 at www.fca.org.uk/firms/systems-reporting/register  

Registered in Scotland No 191717.  Registered address: Suite 38, Alloa Business Centre, Whins Road, Alloa, FK10 3SA.

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Financial Planning

By undertaking a comprehensive fact find and need analysis with you, I provide a financial plan that details my findings and provides a blueprint to reach your goals.

When dealing with the interaction of various complex financial products, professional help can be invaluable.  Common areas where I provide expert help include:

• Annuities (pensions). An annuity is the product you trade your pension in for when you retire, in order to get an annual payment for life. It's a big one-off financial transaction, and it's important you get it right as you can't change your mind. 
• Endowments. If you have a sizeable endowment and are considering surrendering or selling it, the complexities can be huge. 
• Financial and tax planning and structuring. At the high end, finance can be complex. There's a range of sometimes impenetrable products that can be useful but are also tough to understand. 
• Investments. Choosing an investment is about assessing the risk and trying to second-guess the markets.  While many people successfully manage their own investments, if you are planning investments for future events (e.g. funding university fees), it can be very complex.
• Mortgages.  This is the largest financial transaction most people will undertake.
• Protection products. Life assurance, critical illness, and income protection can all be complex products, with many exclusions. 

Pensions and pension transfers. Getting a private pension these days is often a simple case of picking a stakeholder correctly. Yet pensions can be very complex, especially for those who want to transfer a sizeable existing pension.