SFS Mortgage Centre is a trading style of Solicitors Financial Services (Central Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority.

We are entered on the FCA Register No 232377 at www.fca.org.uk/firms/systems-reporting/register  

Registered in Scotland No 191717.  Registered address: Suite 38, Alloa Business Centre, Whins Road, Alloa, FK10 3SA.

The guidance contained within the website is subject to the UK regulatory regime and therefore primarily targeted at customers in the UK        © All Rights Reserved.  

The Mortgage Centre

   Independent ● Impartial ● Whole of Market

            T: 01259 762 302  M: 07917 820 587

DAVID MILLOY

INDEPENDENT MORTGAGE ADVISER

First Time Buyers

Free First Time Buyer Mortgage Advice

Buying your first home is an exciting time, but with so many plans to make and questions to be answered it can also be a little daunting. That’s why we believe an independent mortgage adviser is essential to guide you through the house buying process from start to finish.

We will calculate exactly how much you can borrow and what that would cost, while also explaining the whole purchasing process including likely legal, survey and other costs involved in buying.  We will then search out the ‘Best In Market’ mortgage from an unbeatable whole of market choice and provide a firm in principal lending decision so you can begin looking for property with complete confidence.

When you are ready to buy, we will check that the original mortgage quoted remains the best in the market whilst liaising with your solicitor and surveyor to get your purchase quickly underway. Having made a successful offer for property, we will then handle all the complex paperwork, again working with the lender, solicitor and surveyor throughout the purchase to ensure that buying your new home is a thoroughly stress-free experience.

Shared Equity, LIFT & New Build Mortgage Schemes

There are many attractive first time buyer mortgage schemes and exclusive offers available in the market, all designed to help the hard pressed buyer get onto the property ladder.  We will explain all the options available to you, including shared equity schemes offered by the government (LIFT), new home builders and housing associations, all of which could help you buy a much better home than you might have thought possible.

Contact us today for a free no obligation mortgage discussion.